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Punjab and Sind Bank has announced the Lateral Recruitment of Local Bank Officers (LBOs) in JMGS-I for the year 2025. A total of 750 vacancies are available across various states, with mandatory local language proficiency. This is a golden opportunity for aspirants looking for secure and rewarding bank jobs in the public sector. Interested candidates must ensure they meet the eligibility criteria, including educational qualification and minimum 18 months officer cadre experience in a Public Sector Bank or Regional Rural Bank.
Eligible candidates can apply online from 20th August 2025 to 4th September 2025, and the online examination is scheduled for October 2025.
Important Dates – Punjab and Sind Bank LBO Recruitment 2025
Below are the key dates every applicant should keep in mind for this Punjab and Sind Bank recruitment:
| Event | Date |
|---|---|
| Commencement of Online Application | 20th August 2025 |
| Last Date for Online Application, Fee Payment & Modification | 4th September 2025 |
| Online Examination | October 2025 (tentative) |
| Corrigendum / Updates | Available only on the Punjab and Sind Bank official website |
Vacancy Details for Punjab and Sind Bank LBO Recruitment 2025
Punjab and Sind Bank has released 750 vacancies for the post of Local Bank Officers (LBOs) in JMGS-I across different states. Candidates must apply for vacancies in one state only, and local language proficiency is mandatory for eligibility. The category-wise reservation has also been announced as per government norms. The detailed state-wise and category-wise vacancy distribution is provided below.
Age Limit – Punjab and Sind Bank LBO Recruitment 2025
Candidates applying for the post of Local Bank Officer (JMGS-I) in Punjab and Sind Bank must fulfill the prescribed age criteria as on 01.08.2025. Relaxation in upper age limit is applicable for reserved categories as per government rules.
| Post | Minimum Age | Maximum Age | Cut-off Date |
|---|---|---|---|
| Local Bank Officer (JMGS-I) | 20 years | 30 years | As on 01.08.2025 |
👉 A candidate must have been born not earlier than 02.08.1995 and not later than 01.08.2005 (both dates inclusive).
Age Relaxation – Punjab and Sind Bank LBO Recruitment 2025
In addition to the standard age criteria, Punjab and Sind Bank provides relaxation in the upper age limit for candidates belonging to reserved categories and special groups. The details of permissible relaxation are as follows:
| Category | Age Relaxation |
|---|---|
| Scheduled Caste (SC) / Scheduled Tribe (ST) | 5 years |
| Other Backward Classes (OBC – Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen / ECOs / SSCOs with at least 5 years military service | 5 years |
Pay Details – Punjab and Sind Bank LBO Recruitment 2025
Selected candidates for the post of Local Bank Officer (LBO) in JMGS-I will be appointed on a regular basis under the JMGS-I pay scale along with allowances and benefits as per bank norms. The detailed pay structure is as follows:
| Post | Pay Scale | Initial Joining Pay (with 3 increments) | Other Benefits |
|---|---|---|---|
| Local Bank Officer (JMGS-I) | ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920 | Basic Pay at entry level + 3 increments | DA, HRA/Leased Accommodation, CCA, Medical, LTC, Retirement Benefits, Perks as per Bank rules |
👉 Increments for professional qualifications such as JAIIB and CAIIB will also be protected and added at the time of joining.
Educational Qualification – Punjab and Sind Bank LBO Recruitment 2025
Candidates must possess the minimum educational qualification as prescribed by the bank. The degree should be from a recognized University/Institute approved by the Government of India or any regulatory body.
| Post | Educational Qualification |
|---|---|
| Local Bank Officer (JMGS-I) | Graduation in any discipline from a University recognized by Govt. of India or any equivalent qualification recognized by the Central Government. Candidates must possess valid Marksheet/Degree Certificate at the time of registration. |
Work Experience Requirement
Along with educational qualification, candidates must have relevant officer-level banking experience to be eligible.
| Post | Required Work Experience |
|---|---|
| Local Bank Officer (JMGS-I) | Minimum 18 months of work experience in Officer Cadre in any Public Sector Bank (PSB) or Regional Rural Bank (RRB) on a regular basis. |
⚠️ Note:
- Experience in NBFCs, Cooperative Banks, Private Banks, Payment Banks, Small Finance Banks, or Fintechs will not be considered.
- Candidates terminated/removed from service by a previous employer will not be eligible.
Selection Process – Punjab and Sind Bank LBO Recruitment 2025
he selection procedure for Punjab and Sind Bank Local Bank Officers (JMGS-I) is a multi-stage process designed to assess candidates’ knowledge, professional suitability, and local language proficiency. Candidates must qualify at each stage to be considered for final appointment.
| Stage | Process |
|---|---|
| 1 | Online Written Test |
| 2 | Screening of Applications |
| 3 | Personal Interview |
| 4 | Local Language Proficiency Test |
| 5 | Final Merit List Preparation |
| 6 | Final Selection & Appointment |
⚠️ Note: Proficiency in the local language of the state applied for is mandatory. Candidates without documentary proof (Class 10/12 certificate showing the language as a subject) will have to appear for a language test before joining.
Online Written Examination Pattern
The written test will evaluate candidates across four sections. The exam will be conducted online with objective-type questions.
| S. No. | Name of Test | No. of Questions | Maximum Marks | Medium of Exam | Duration |
|---|---|---|---|---|---|
| 1 | English Language | 30 | 30 | English | 30 minutes |
| 2 | Banking Knowledge | 40 | 40 | English & Hindi | 40 minutes |
| 3 | General Awareness / Economy | 30 | 30 | English & Hindi | 30 minutes |
| 4 | Computer Aptitude | 20 | 20 | English & Hindi | 20 minutes |
| Total | — | 120 | 120 | — | 120 minutes |
👉 Qualifying Marks:
- UR & EWS: 40% in each section
- Reserved Categories (SC/ST/OBC/PwBD): 35% in each section
Candidates must obtain minimum qualifying marks in each test as well as in aggregate to be shortlisted for the interview.
Personal Interview
- Shortlisted candidates from the online exam will be called for an interview (venue likely at New Delhi).
- Interview call letters will be sent via email only.
- The bank may decide the ratio of candidates to be called based on merit.
- Candidates who fail to clear the interview will not be considered for final selection.
Local Language Proficiency Test
- Candidates must be proficient in reading, writing, and understanding the local language of the state applied for.
- Those who cannot produce Class 10/12 certificate proof of studying the language will have to appear in a language proficiency test before joining.
- Failure to qualify in this test will lead to disqualification, even if the candidate has cleared written test and interview.
Final Merit List & Selection
The final merit list will be prepared state-wise and category-wise based on the weighted scores of the written test and interview.
| Component | Weightage |
|---|---|
| Online Written Test | 70% |
| Personal Interview | 30% |
- Written test scores (out of 120) will be scaled to 70 marks.
- Interview scores (out of 50) will be scaled to 30 marks.
- The aggregate of these (out of 100) will determine the final merit rank.
👉 Only candidates qualifying both Written Test & Interview separately and ranking high in merit will be offered appointment.
Result Publication
- Results of candidates shortlisted for Interview and the Final Result will be published on the official Punjab and Sind Bank website.
- No individual scorecards will be sent by post.
Application Fee – Punjab and Sind Bank LBO Recruitment 2025
Candidates applying for the post of Local Bank Officer (JMGS-I) are required to pay a non-refundable application fee/intimation charge as per their category. The fee must be paid online only through the payment gateway.
| Category | Application Fee/ Intimation Charges |
|---|---|
| SC / ST / PwD | ₹100 + Applicable Taxes + Payment Gateway Charges |
| General / EWS / OBC | ₹850 + Applicable Taxes + Payment Gateway Charges |
👉 Note: Bank transaction charges for online payment of application fees/intimation charges will be borne by the candidate only.
How to Apply – Punjab and Sind Bank LBO Recruitment 2025
Candidates should carefully read the guidelines before filling the online application form. Some key points are:
| Step | Key Instructions |
|---|---|
| 1 | Ensure you have a valid personal Email ID and mobile number active till the completion of the process. |
| 2 | Keep scanned copies ready of your Photograph, Signature, Left Thumb Impression, and Handwritten Declaration as per specifications. |
| 3 | Ensure that name and details in the application match your certificates/ID proof. Any mismatch may result in disqualification. |
| 4 | Candidates should apply only once. In case of multiple applications, the last valid one will be considered. |
| 5 | After successful submission, candidates must take a printout of the system-generated application form for records. |
Application Procedure
- Visit the Bank’s website → Go to “Recruitment” section → Click on the relevant notification.
- Fill in all required details carefully in the online application form.
- Upload scanned documents (photo, signature, thumb impression, declaration) in the prescribed format.
- Pay the application fee through online mode only (Debit Card, Credit Card, Net Banking, UPI, etc.).
- After successful registration, download and print the submitted application form.
Important Upload Guidelines
- Photograph: Passport size, color, white background, 20–50 KB, JPG/JPEG.
- Signature: Black ink on white paper, 10–20 KB, JPG/JPEG. (Not in capital letters)
- Thumb Impression: Left thumb, 20–50 KB, JPG/JPEG. (If left thumb not available, use right thumb/fingers/toe as per instructions)
- Handwritten Declaration: On white paper in black ink, 50–100 KB, JPG/JPEG. Text of Declaration:
“I, __________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
⚠️ Applications with unclear/incorrect uploads may be rejected. Signatures/handwritten declarations in capital letters will not be accepted.
Punjab & Sind Bank LBO Recruitment 2025 – Quick Summary & FAQ
| ❓ Question | 📋 Answer / Link |
|---|---|
| 🔹 What is the name of the recruitment? | Punjab & Sind Bank Local Bank Officer (LBO) Recruitment 2025 – JMGS-I |
| 🔹 Where can I read the official advertisement? | 👉 Download PDF Advertisement |
| 🔹 What is the official website of the Bank? | 🌐 punjabandsindbank.co.in |
| 🔹 Where to apply online? | 👉 Click Here to Apply Online |
| 🔹 What are the application dates? | Start: 20 August 2025 End: 04 September 2025 |
| 🔹 What is the application fee? | SC/ST/PwD: ₹100 General/EWS/OBC: ₹850 |
| 🔹 What is the age limit? | Minimum: 20 years Maximum: 30 years (with relaxations as per category) |
| 🔹 What is the selection process? | Written Test → Screening → Personal Interview → Language Proficiency → Final Selection |
| 🔹 What is the exam pattern? | Online Test of 120 Questions (120 Marks, 120 Minutes) covering English, Banking Knowledge, GA/Economy, and Computer Aptitude |
| 🔹 How will final merit be calculated? | Online Test (70% weightage) + Interview (30% weightage) |
| 🔹 Where will results be published? | On the Bank’s official website: punjabandsindbank.co.in |